ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Initiative has energized Des Moines Metro CU’s Hispanic outreach efforts.by: Adam MertzWhen multinational banks started siphoning business from Des Moines (Iowa) Metro Credit Union by offering credit cards to participants in its successful credit-builder program, Traci Stiles quickly shifted tactics.The credit union’s director of business development received authorization to issue people in the second phase of the program a credit card along with the traditional $500 six-month signature loan, rather than make them wait until the end of the program.The Credit Builder credit card, which carries a 13.5% annual percentage rate, creates no additional exposure for Des Moines Metro but has generated excitement and loyalty among members.In three months, the credit union has issued 20 cards. That’s a point of pride for a single-branch, $50 million asset organization with a roughly 1,000-card portfolio.“We didn’t want to build up our members’ credit and then have them go somewhere else,” Stiles says. continue reading »
8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr People choose financial services options that make their lives easier. To a growing number of people, that could mean transferring money to a friend through social media, tracking budgets through an app or taking out a loan through an online lender. That’s changing the way people bank, but is it changing how your financial institution offers and markets your services?New research from Expectations & Experiences, the quarterly consumer trends survey from Fiserv, finds many consumers are comfortable with nontraditional entrants. That’s especially true among younger, urban and high net worth individuals. The Expectations & Experiences: Channels and New Entrants survey conducted by Harris Poll found 16 percent of consumers overall would be comfortable paying bills through a social media company, compared with 35 percent of millennials, 28 percent of urban dwellers and 23 percent of those with more than $1 million in investable assets. continue reading »
Real Madrid took control of the Spanish title race by beating Real Sociedad 2-1 away on Sunday to move top of La Liga above Barcelona after a second-half high on controversy.Madrid captain Sergio Ramos broke the deadlock in the 50th minute by converting a penalty after Vinicius Jr went to ground in the area following contact from Sociedad’s Diego Llorente.Sociedad thought they had levelled with a strike from Adnan Januzaj from outside the box but the goal was ruled out after a VAR review showed Mikel Merino obstructing the view of Madrid keeper Thibaut Courtois without touching the ball. Their sense of injustice deepened a minute later when Karim Benzema doubled Madrid’s lead in the 71st after controlling the ball with the top of his arm although Merino ensured an exciting finish by lashing in off the crossbar in the 83rd minute.However, Zinedine Zidane’s side clung on for the win to move level with Barca on 65 points after 30 games but climbed above the Catalans, who were held 0-0 at Sevilla on Friday, due to a superior head-to-head record. Sociedad are sixth on 47.Madrid’s trip to San Sebastian was full of intrigue after Barca failed to beat Sevilla and the Catalan side’s defender Gerard Pique said the title was now Madrid’s for the taking.He appeared to suggest decisions had gone Madrid’s way in their 3-0 win over Valencia last Thursday. Zidane’s team had benefitted from a Valencia goal that was chalked off for an offside against a player who had not touched the ball and there was a tangible sense of deja-vu when Januzaj’s equaliser was ruled out due to Merino’s position.”We’re angry with everything but mainly with the way we lost, because the little details and the big moments went against us,” said Merino.”I was at least five metres from Courtois when I was flagged offside. I don’t know if the same thing would have happened had it been in the other area but the flag went up and we feel that we have been wronged.”Madrid midfielder Federico Valverde, however, felt the three points were deserved.”In my opinion we were the superior team against a very tough opponent, we knew how to cope with them and how to hold on to our lead,” said the Uruguayan.”We’re so happy because it was such a hard game and when you win a game like that you should enjoy it.”Topics :
Unit 11, 11 Colonel Cummings Drive, Palm Cove – The PENTHOUSE at SantaiA PRIVATE sanctuary right at the top of one of Palm Cove’s most iconic and tightly held complexes will go under the hammer on Saturday. The three-bedroom property labelled The Penthouse at Santai is a luxurious and sophisticated apartment offering breathtaking and uninterrupted panoramic views of the ocean in all directions.From the main balcony, it’s views of the mountainous coastline towards Port Douglas, Cape Tribulation and Double Island, and from the second balcony facing south, it’s uninterrupted views of Palm Cove, Trinity Beach and Cairns City. With two large balconies, the views are endless at unit 11, 11 Colonel Cummings Drive, Palm Cove — The PENTHOUSE at Santai.The Industry Estate Agents’ Sean Thorpe said the unit was only one of 11 in the complex and wasn’t showing its age.“It’s 15 years old but it looks brand new because it was built to a very high quality and the management there have done a great job looking after it,” Mr Thorpe said. “At over 200 sqm, there’s not many apartments with the space on the market. “We’ve had interest from people who were looking for rural properties (initially), and they were worried about the size when we told them about this apartment, but even they were impressed.” The Balinese-themed unit has recently had its interior updated with fresh paint and replenished hardwood floors. At 15 years old, Unit 11, 11 Colonel Cummings Drive, Palm Cove is certainly not showing its age.It includes multiple living areas and provides a vast sense of space with an open-plan design and seamless access through sliding glass walls to the balconies.More from newsCairns home ticks popular internet search terms2 days agoTen auction results from ‘active’ weekend in Cairns2 days ago“It really is for owner-occupiers and even works well for families,” Mr Thorpe said. “It was sold to the previous owner 18 months ago for about $1.35 million and we’ve already had 47 inquiries on it now.” The apartment includes a galley- style chef’s kitchen, modern appliances and granite benchtops and ocean views from the dining area. The views can also be enjoyed from all three bedrooms which all have access to the balconies. The complex includes gated underground parking with lockup storage space and elevator access to the apartments. The Penthouse at Santai will go under the hammer at 10.15am on Saturday, July 4.
It was announced on Wednesday the Elite League game would not be going ahead. A rescheduled One Direction concert, which was cancelled on Tuesday after singer Liam Payne fell ill, will now be held in its place. The South Yorkshire ice hockey team were due to face the Giants in back-to-back games in Belfast, with the club as well as the supporters now facing the prospect of being left out of pocket. Steelers owner Tony Smith said: “This is unacceptable and not the end of the matter.” The chart-topping band – Niall Horan, Payne, Harry Styles and Louis Tomlinson – have apologised to their fans. Tonight and tomorrow’s shows are going ahead as planned. Payne wrote on Twitter: ”I’m so sorry to everybody I disappointed last night. I’m feeling better now. I really hope everyone can make the rescheduled date on Friday. ”Thank you so much for all the trends and lovely messages you guys did for me it really shows how amazing u guys actually are.” The 22-year-old singer added: ”As I said I’m feeling much better now and I really can’t wait to perform and make it up to everyone later.” The SSE Arena’s general manager Neil Walker said: “Having assessed all possible options, we can confirm that the cancelled One Direction concert from last night will go ahead this coming Friday night at The SSE Arena, Belfast. “Unfortunately, that means we have to move a scheduled Belfast Giants game versus Sheffield Steelers to another date. We are extremely grateful to the Belfast Giants and Sheffield teams and apologise to their fans for the inconvenience caused – we are very grateful to them for their understanding and accommodation of the nearly 10,000 young concert fans who were so devastated by the cancellation last night. Sheffield Steelers have hit out at the “unacceptable” late postponement of their fixture with Belfast Giants at the SSE Arena on Friday night to make way for a One Direction concert. “We apologise again for the inconvenience caused last night and reassure fans that The SSE Arena, Belfast was only made aware of Liam’s illness just before the band was due to perform.” Tickets for the cancelled performance will be valid on Friday, with refunds available for those unable to attend the rescheduled show. However, Steelers are not happy about the arrangement. Operations director Shaun Smith said: “We are disappointed the game isn’t proceeding not only for ourselves but for the many fans who have already booked their travel, hotel and game-night tickets. We certainly aren’t happy with the late postponement. “We appreciate as well as anyone when things out of your control can sometimes happen that cause games to be cancelled. We believe this is a commercial decision taken by the arena in Belfast that will certainly inconvenience, disrupt and hurt financially both the club and our supporters. We await further communication with Belfast in due course.” Press Association
Roberto Di Matteo says Chelsea can take inspiration from Arsenal ahead of Wednesday’s Champions League clash with Napoli.The Blues are 3-1 down from the first leg but Juan Mata’s goal in Naples means they have a fighting chance of progressing to the quarter-finals.Mata’s goal could prove crucial.And interim boss Di Matteo believes Arsenal’s second-leg rally against AC Milan last week could have a positive effect on his players.AdChoices广告The Gunners were beaten 4-0 in Italy but staged a scintillating fightback to narrowly miss out on the last eight.“Watching that game last week can have a psychological effect,” said Di Matteo.“Arsenal beat Milan 3-0, so we have to believe we can turn it around. The players realise that they can win.”Chelsea have won both their games since Di Matteo was placed at the helm in the wake of Andre Villas-Boas’ sacking as manager.Saturday’s league win against Stoke was a step in the right direction and the required victory on Wednesday would boost morale after a difficult few months at Stamford Bridge.“At this stage of the season we have a job to do. We did it against Stoke – now we look forward,” Di Matteo added.Follow West London Sport on TwitterFind us on Facebook
After a week off, Syracuse came out with energy Friday night.Strong play on both sides of the ball helped SU get to a 14-10 halftime lead over Pittsburgh.The Orange defense forced a three-and-out, stuffing Pittsburgh running back Ray Graham and sacking quarterback Tino Sunseri on the first series. The offense kept the momentum, marching down the field 70 yards in eight plays for a touchdown.Five minutes into the game, Syracuse looked sharp owned a seven-point lead.SU tacked on another touchdown on a 52-yard fumble return by Dyshawn Davis to move ahead by two scores in the first quarter, but Pittsburgh cut the deficit to 14-10 at the break. The Orange corralled Graham throughout the first half and got to Suneri regularly, but Panthers wide receiver Devin Street exposed the SU secondary for a career-high eight catches for 107 yards to ignite the offense on two scoring drives.AdvertisementThis is placeholder textSyracuse seized control at the end of the first quarter when free safety Jeremi Wilkes separated the ball from Pitt tight end Drew Carswell and Davis scooped it up and sprinted downfield for the score.From there, though, the SU offense sputtered, failing to convert on three drives, including one that ended on an interception by Ryan Nassib inside the 10.The scoreless second quarter coupled with a touchdown by Graham and field goal by kicker Kevin Harper got Pittsburgh back in the game by halftime. Comments Facebook Twitter Google+ Published on October 5, 2012 at 8:36 pm Contact Ryne: firstname.lastname@example.org
In response to a wave of student activism on college campuses across the country, including protests against police shootings of black civilians and demands for racial equality, several student groups hung Black Lives Matter banners along Trousdale Parkway. The banners, which were hung on Nov. 17, were a joint effort between Graduate Student Government and Undergraduate Student Government in partnership with the Center for Black Cultural & Student Affairs, Asian Pacific American Student Services, El Centro Chicano and the LGBT Resource Center.These organizations began working on the idea for the banners in September. They were inspired by a similar movement at the University of Vermont, where a Black Lives Matter flag was raised on a spare flagpole. GSG Vice President Kris Coombs brought the idea forward, and GSG voted unanimously to approve it. The proposal was then passed in the GSG Senate and sponsored by USG. The banners then went through an extensive process carried out by the University administration to make sure they fit the rules and regulations for on-campus banners.“When the idea was first generated, it was more like this just needs to happen because we just need to boost our support,” Coombs said. “We’d seen and heard a lot of the very divisive rhetoric that had been used in [President-elect Donald] Trump’s campaign, we’d seen the way that the issues of minority population had been pushed to the side, even in [Hillary Clinton’s] campaign.”GSG Diversity Chair Claudia Chirino said the banners were important in order to make minority students on campus feel supported.“Many are facing hate crimes in schools around the nation,” Chirino said. “We want to show that these students are not alone.”Both USG and GSG have prepared for any backlash surrounding the banners, and some have already expressed concern, although much of the reaction from the student body has been positive.“We got a couple of emails [from] students voicing concern,” Coombs said. “Some students felt like it was not appropriate because they thought it would be just as valid to raise ‘all lives matter’ flags or ‘blue lives matter’ flags. We did hear their concerns and we tried to discuss with them the evolution of Black Lives Matter.”Coombs said the banners are the first step of what he hopes will develop into a larger administrative role in protecting underrepresented classes of USC students and addressing their concerns, especially after Trump’s victory.“Where I would like to see the University step up is being very proactive and reassuring the students who might be most directly impacted by the immigration policies or taxation policies that their futures at USC are safe and secure,” Coombs said. Moreover, Coombs urged the administration to make a public statement reaffirming its commitment to help students put at risk during a Donald Trump presidency, and to sever its connection to donors or trustees who do not support this view. “I think at some point, we have to decide who and what we’re willing to sacrifice to help others and what we’re willing to sacrifice to help ourselves,” Coombs said. “The University needs to be willing, if necessary, to cut ties with the people who are not going to put the students first.” The banners were put up shortly after cities across the nation, as well as USC’s campus, saw discriminatory incidents following Trump’s victory. At the Rossier School of Education, a piece of paper saying “Black Lives Matter” tacked on a corkboard was quickly crossed out and replaced with “All Lives Matter,” and two USC students were called “n-gger” shortly after the election, Coombs said. Coombs said that integrating support for minority students into the classroom will help minimize and eliminate further hate crimes.“Statements look nice, they make for good news stories, [but] I don’t think that’s enough,” Coombs said. “I think what it really takes is direct programming … that needs to permeate through all the academic courses, all the extracurriculars. It needs to be part of the culture at USC.” The banners are reserved for a two-week period and scheduled to be taken down on Dec. 1. USG and GSG are working to get the banners on campus again in the spring semester.
“It was overwhelming and a huge honor — just a tribute to the commitment that the L.A. Times had put into covering USC and a credit to all the brave people at USC who spoke to us, many of them anonymously,” said Hamilton, a USC alumnus. “In terms of impact, I think it was nothing that any of us working on the story could have foreseen,” Hamilton said. “That so many former patients of Tyndall would come forward. That so many professors would mobilize and protest against the administration — and specifically Max Nikias. It was shocking, and we certainly didn’t predict any of it.” “I think what mattered is that it got the attention of the people who work at USC, who attended there and study there and care deeply about the University,” Hamilton said. “It had an impact on alumni and parents of students as well.” “Harriet and Paul are both such amazing and dedicated and thorough and tenacious reporters,” Hamilton said. “It was like a masterclass in investigative journalism, being able to work beside them … Each of us brought different things to the table.” (From left to right) Matt Hamilton, L.A. Times owner Patrick Soon-Shiong, Paul Pringle, Harriet Ryan and executive editor Norman Pearlstine celebrate the Times’ win Monday. (Photo courtesy of Rong-Gong Lin II) According to the Times, this is the 45th Pulitzer Prize the newspaper has won since 1942. Hamilton, who graduated with a master’s degree in journalism in 2014, said the impact of the story on the USC community is what mattered most. During his graduate education, Hamilton participated in Annenberg TV News and Neon Tommy, a now-defunct online media platform sponsored by Annenberg. He credits his USC education for providing him with a nuanced perspective in reporting. The Los Angeles Times won the Pulitzer Prize Monday for investigative reporting for its series of stories uncovering the abuse of hundreds of former and current USC students at the hands of former campus gynecologist George Tyndall. The series inspired investigations into Tyndall and the University’s knowledge of the abuse. The Los Angeles Police Department called the scandal the largest-ever sex abuse scandal in the department’s history. As of mid-March, there are over 650 plaintiffs across several lawsuits against Tyndall and the University. According to the L.A. Times, the investigation began when Ryan received an anonymous tip in February 2018 that revealed Tyndall’s abuse. The reporters spent three months interviewing sources and victims. In a May 2018 article titled, “A USC doctor was accused of bad behavior with young women for years. The university let him continue treating students,” Times reporters Harriet Ryan, Matt Hamilton and Paul Pringle revealed over 20 allegations of abuse against Tyndall. “The award recognizes an extraordinary piece of journalism that continues the Los Angeles Times’ commitment to public service journalism and stories that have real impact on the lives of our readers,” L.A. Times Executive Editor Norman Pearlstein wrote in a statement to the Daily Trojan. “Through all of the turmoil of the last few years, the one constant has been the newsroom’s commitment to public service journalism.” In the wake of the investigation, which rocked the USC community, former University President C. L. Max Nikias resigned amid calls from faculty, students and staff and Interim President Wanda Austin took office. After Austin’s appointment in August 2019, the University conducted a nationwide search for the University’s next president, which concluded with the selection of Carol Folt March 20. “[In] the process of selecting the new president, there was much more openness with the community than in prior times,” Hamilton said. “The leadership at the Trustee level and the administration seem to recognize that transparency is important and that the old ways of doing business need to be reformed.” Since the investigation was published, the L.A. Times has revealed multiple investigations and reports about the University’s role in the scandal and the ongoing state and federal lawsuits against USC and Tyndall. In October, USC agreed to a $215 million class action settlement, which will distribute tiers of compensation to current and former patients of Tyndall. “It’s undeniable that I see the University differently than other reporters do,” Hamilton said. “When it comes to the reporter trying to hold an institution accountable, I probably approach it differently having been a student. And I think I care deeply about the University because it gave me such a positive and great education.” Columbia University announced the winners of the 2019 Pulitzer Prizes, which were awarded on the recommendation of the Pulitzer Prize Board. In a video posted on the Times website, the newspaper’s El Segundo office cheered and applauded after the announcement was made. Hamilton said during his two years of reporting on USC for the Times, he has seen changes in the administration
Junior forward Chris Prince knocked in the Badgers’ first score Saturday night before heading in the assist on the eventual game-winner.[/media-credit]Whether it was the coaches, players, referees or fans, emotions ran high through the entirety of the men’s soccer match in a 2-1 victory over Michigan Saturday night.Entering the match, the Wisconsin men’s soccer team had won just two of their previous 11 games and was winless in the Big Ten. Following a mid-week loss to UW-Milwaukee, the team that scoffed at their preseason predicted finish of sixth place in the conference was falling into the mediocrity Big Ten coaches expected of them.The Badgers (4-6-3, 1-2-0) beat the Wolverines (4-6-1, 1-2-1) twice in 2011, eventually ending Michigan’s season, so both teams had plenty of motivation, and it became easy to see the heightened pressure.Coaches approached the field, collisions sent players to the sidelines and the Badgers committed more fouls than they have in any conference game this season. After a rainy day littered the field in moisture, Wisconsin eventually answered the call, victorious by a score of 2-1 in a game literally filled with action from start to finish.After Wisconsin took the lead in the 80th minute, the Wolverines’ attempts at an equalizing goal continued for the remaining ticks and tocks as goalkeeper Chase Rau saved one final corner kick try as the final horn sounded.Each team had its moments of extreme emotion. For Michigan, it was a few calls that halted a possible scoring possession and for Wisconsin, a reaction to Joey Tennyson being tripped in the scoring box while the game remained tied. Although many times the team was able to hold its emotions in check tends to prosper, the Badgers let their emotions fly and ended up victorious.For junior captain Chris Prince, the intensity of another conference game was the root of the Badgers’ passionate effort.“I think [the increased emotions] came from the atmosphere being a Big Ten game, usually things get turned up a whole different notch,” Prince said. “We wanted more out of each other, we expected a lot better so that’s why I think it got a little chippy, but I think it paid off because it turned everyone up and made them try harder.”The game had barely reached the seventh minute when Drew Conner poked a shot through the legs of Michigan goalie Adam Grinwis, which trickled toward the goal line before Prince finished the play with a sliding score.But the Badger lead didn’t last long, as Michigan quickly evened up the tally with a goal in the 15th minute.The next 60-plus minutes passed by without many fireworks, but the excitement came from within the lineups as each goalie continued to thwart offensive runs and shots on goal.Midway through the first half, Rau made an impressive save, leaping backward to punch the ball over the crossbar and swiftly regained his footing as he charged teammate Adam Lauko with some strong feelings regarding Lauko’s defensive play.Lauko shoved Rau back toward the goal and the two went their separate ways within the Badgers’ defense. Although this may have been a sign of dissent among teammates, head coach John Trask appreciated the fiery competitiveness his team showed.“I think it shows we care. Chase said something to Adam, and Adam bit back at him,” Trask said. “You can’t win in the game of soccer without some emotion. They kinda shoved each other … but that shows our guys care.”Prince noticed the scuffle, but relayed the thought that what Rau did is rather standard in soccer.“I think it was all about communication,” Prince said. “If you watch professional soccer, when the ball gets in the box, it’s the goalie’s responsibility to get on his teammates and demand better from them.” Rau did just that, and as the Badgers settled in, they found themselves in yet another 1-1 game approaching the end of regulation.At that point, the emotions of the game hit their peak.A long, low goal kick from Rau flew over mid-field before Prince headed it onward to forward Nick Janus who lobbed a quick flick over the goalie that had pulled out too far. Janus’ kick floated toward the goal, caught the bottom half of the crossbar, bounced on the goal line and finally found the top of the net for the game-winning goal in the 80th minute.Janus wasn’t even able to see the goal Trask said took a little help from the “soccer gods.”“I got rocked,” Janus said in describing the play. “I heard the cheering, but I actually thought that someone else kicked it in.“Tonight, the luck was on our side. You need a little bit of luck in soccer.”Having not been so lucky on other occasions, Wisconsin will certainly take its first conference victory of the year. Shortly after the win, the team gained a new sense of expectation for the remainder of the season.“We’ve got three more Big Ten games,” Trask noted. “We still have a chance to finish 4-2. I know our guys still have the belief, now we just have to go out and do it.”Follow Nick on Twitter